KMTC Afya Elimu HELB Loan application

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KMTC Afya Elimu HELB was established in 2013 and officially launched in 2016. Afya Elimu HELB Loans was set up as a public-private partnership fund for helping needy medical students in their studies. This loan has given many needy KMTC students the opportunity to pursue their studies and achieve their dreams.

Afya Elimu HELB was structured as a revolving fund that offers student loans with a 4% interest. KMTC students are mostly offered loans to be repaid after they are employed by deductions from their salaries. However, if one year after completion of studies goes by without securing employment, the student is expected to begin repaying the afya Elimu loan.

The Afya Elimu loans were introduced because some Medical students across the country were experiencing difficult times affording their studies in colleges. For instance, some could successfully be admitted to their respective colleges, only to face daily lifestyle affordability challenges as the semester picks on. During such cases, a comrade is expected to apply for the Afya Elimu loans for financial assistance as they chase their dreams.

Before making an application, you should first make sure that your student category is elligible for the Afya Elimu HELB. After that, you can then follow the application procedure and begin the process.
Below are several student categories that are eligible for the Afya Elimu loan in Kenya:

1. All Mid level health courses
2. Nursing
3. laboratory technologists
4. Clinical officers
5. All KMTC students

The KMTC Afya Elimu loan is given in two categories which are:

1.KMTC Afya Elimu Loan first time application

These are applicants who are applying and looking to benefit from afya Elimu loan for the first time.

2.Afya Elimu Subsequent Loan

This is the loan applied awarded to continuing students who have previously applied and benefited from the Afya Elimu loan funds.

KMTC Afya Elimu Helb loan gives varying amounts of loan awards to KMTC students. The amount given shall be low or high depending on the details of each student. Needy students are considered and given preference and get larger loan amounts than non-needy students.

1. Needy Students – 60,000
2. Non-needy – 37,000
3. Certificate – 37,000
4. Diploma – +-60,000
5. Lucky – +-60,000
6. Unlucky – +-37,000

Afya Elimu Loan Amounts vary and are roughly between 37,000 to 60,000 per year depending on many factors;

The Course Level Taken

Students in diploma courses shall get more afya Elimu loan amounts compared to certificate students.

The level of neediness of a student

Students from more vulnerable and poor backgrounds are considered and given a higher amount compared to students from fair and stable families. In case you have employed parents, the loan amount awarded to you shall be lower than a student with peasant or generally poor parents or guardians.

Luck

Some students are just luckier that others which explains the reason why same level and need students might have varying loan amounts. However, some of the students who get higher amounts and are not needy but cheat about their neediness status when filling the Afya Elimu application form.

Once you have registered an account with the HELB portal, you will be allowed access to the loan forms. Now that we specifically need an Afya Elimu loan in this case, we will be interested in the Afya Elimu loan application form. Hereby, all you need to do is to go to the download section and download the form which you will fill to apply for the loan.

Below is a guide on how to apply for Afya Elimu HELB loan.

• Visit the HELB official website.
• Create an account on the student portal.
• Verify the account.
• Download the application form.
• Complete the profile.
• Fill out the form as appropriate.
• Submit your loan application for review.
• Confirm your details and institution details on the portal.

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