How to apply for HELB for the first time


HELB(Higher Education Loans Board) provides financial assistance for Kenyans who have completed Form 4 (regardless of the year of completion), to join college and further their skills.

Students eligible for the TVET loan and bursary are all Kenyan students pursuing Certificate, Diploma and Higher National Diploma courses in select Public Universities, select University Colleges, Public National Polytechnics, and approved TVET Colleges under the Ministry of Education. The loan attracts interest rate of 4% and a ledger fees of Kshs. 1,000 per year.

Below is a procedure for first time applicants, that is, those who have never applied for HELB before and are applying for the first time.

  1. Visit HELB’s website to access the Student Portal.
  2. Next click on “create an account” to register.
  3. Once the account is created, log in and select the appropriate TVET First Time Loan Application Form [TLAF].
  4. Read the literature or view the videos on Financial Literacy and participate in the brief exercise online.
  5. Access and fill the loan application form.
  6. Print TWO copies of the duly filled TVET Loan Application Form [Mandatory]
  7. Have the forms appropriately filled, signed, and stamped by the relevant authorities.
  8. Attach all the documents as per the checklist and present one copy of the duly filled Loan Application Form at:
  9. Retain a complete copy of the TVET Loan Application Form [This is mandatory]
  10. Any of the following Huduma centers nearest to you: Bomet, Bungoma, Chuka, Eldoret, Embu, Garissa, Nairobi GPO, Kakamega, Kericho, Kilifi, Kisii, Kisumu, Kitale, Kitui, Lodwar, Machakos, Makueni, Meru, Migori, Mombasa, Murang’a, Nakuru, Nandi Narok, Nyeri, Taita Taveta, Thika and West Pokot for free and secure delivery; or HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi.

Application requirements

  • A copy of the applicant’s admission letter from the institution
  • A copy of the applicant’s National Identification Card.
  • Applicant’s KCSE result slip or certificate
  • Copies of the parents’ National ID Cards or death certificate where the parent is deceased
  • Copies of both guarantors’ National ID Card
  • A copy of the applicant’s Bank ATM/Bank card
  • One recent colored passport size photograph of the applicant.


  • The applicant should access and complete the relevant TVET Loan and Bursary Application Form (TLAF).
  • Print TWO copies of the duly filled Loan Application Form.
  • Have the TVET Loan Application Form signed and stamped by the Dean of Students and/or Financial Aid Officer.
  • Retain one copy of the duly filled TLAF (Mandatory).
  • Drop the TLAF personally at the HELB students Service Centre on Mezzanine One, Anniversary Towers or any of the SELECT Huduma Centers nearest to you

TVET loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan, whichever is earlier. However, one can make voluntary payments before or after completing studies to reduce the loan balance. HELB Loans are charged 4% interest per annum and is repayable up to a maximum of 48 months.

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